About CPL Finance
Private, asset-based capital — structured around the deal, not a checklist.
Our Story
CPL Finance was founded to close the gap between traditional bank financing and the pace real estate investors actually operate at. As a direct private money lender, we underwrite and fund deals in-house — not through a broker chain — so decisions move at the speed of the opportunity.
Our Approach
Four principles shape every loan we make.
We underwrite the property and the plan, not just a credit file.
Clear terms, direct communication, no hidden layers of approval.
Risk-aware structuring protects both the borrower and the loan.
We aim to fund the next deal, and the one after that.
Who We Serve
Our borrowers range from individual investors executing a fix-and-flip to developers and business owners financing commercial and industrial properties across Montreal and the surrounding areas. What they share is a need for capital that moves as fast as the opportunity in front of them.
