Direct Private Money Lender · Montreal, QC

Fast, Flexible Capital for Real Estate Investors

CPL Finance is a direct private lender providing asset-based financing on residential, commercial, and industrial properties across Montreal and the surrounding areas — built for investors who need speed and certainty a bank can't offer.

Direct Lender — No Broker Delays
Fast Underwriting & Approvals
Asset-Based, Risk-Minimized
Montreal & Surrounding Areas
75%
Max LTV
$250K–$5M
Loan Amount Range
Interest‑Only
Monthly Payments
Short‑Term
Renewable Structure

Who We Are

A Direct Lender Built on Speed, Trust & Sound Underwriting

CPL Finance provides fast, flexible, asset-based financing to real estate investors and business owners in Montreal and the surrounding areas. As a direct private money lender — not a broker — we fund deals on the value and viability of the asset, so good opportunities don't stall waiting on a bank.

More About CPL Finance
Gabriel Castiel, Founder of CPL Finance

Loan Programs

Financing for Every Stage of the Deal

From acquisition to construction, our loan programs are structured around the asset and the timeline.

Residential Lending

Bridge and rehab loans on single-family and multi-unit residential properties.

Commercial Lending

Acquisition, bridge, and value-add financing for commercial real estate.

Industrial Lending

Loans secured by warehouse, manufacturing, and industrial-use properties.

Track Record

Recently Funded Deals

A snapshot of recent private financing closed across Quebec. Borrower and property details are kept confidential.

$1,005,000
Residential · 1st Rank
Montreal, QC
12-Month Term · Closed January 2026
$700,000
Commercial · 1st Rank
Grand-Mère, QC
6-Month Term · Closed April 2026
$487,500
Semi-Commercial / Residential · 1st Rank
Shawinigan, QC
12-Month Term · Closed October 2025
$400,000
Residential · 1st Rank
Sainte-Geneviève, QC
12-Month Term · Closed April 2026
$250,000
Residential · 2nd Rank
Mascouche, QC
12-Month Term · Closed January 2026
$200,000
Commercial-Residential Mix-Use · 1st Rank
Sherbrooke, QC
6-Month Term · Closed March 2026

Figures shown are loan amounts at closing. Borrower identities and exact property addresses are withheld to protect client confidentiality.

Why CPL Finance

Built for Investors Who Can't Wait on a Bank

Every program is designed around one idea: get capital to good deals quickly, without unnecessary friction.

01

Speed

Streamlined underwriting built for tight timelines.

02

Flexibility

Terms structured around your deal, not a rigid checklist.

03

Direct Capital

We're the lender, not a broker — no added layers or delays.

04

Risk-Minimized

Asset-based structuring keeps risk low for everyone at the table.

Have a deal that needs to move fast?

Tell us about it and get a funding decision quickly.

Start Your Application